Vivian Tu built the @yourrichbff brand after leaving a career as a Wall Street trader, channeling institutional financial knowledge into plain-language content designed to feel like advice from a financially savvy friend.
Total Followers +0.4%
8M
Across YouTube, Instagram, TikTok
Primary Platform
YouTube
1.3M followers · 16% of audience
Engagement
5.0%
vs. 1.5% category median
Sponsorship Tier
Mega
Est. $48K–$112K / IG post
Released February 3, 2026, the follow-up to her NYT bestseller 'Rich AF' covers major adult financial decisions including homeownership, marriage, and family planning.
The honorary role includes spearheading multichannel financial literacy content and leading a Generational Wealth Fund initiative launching in 2026.
Vivian Tu was named to TIME's annual list of the most influential creators, adding to prior recognition including Forbes 30 Under 30 and Forbes Top Creators.
Tu is harnessing AI to transform her finance content into an interactive startup product under the Ask Dolly brand.
| Window | YouTube | TikTok | Combined | |
|---|---|---|---|---|
| Last 7 days | +0 +0.0% | +18K +0.4% | +0 +0.0% | +18K |
| Last 30 days | +10K +0.8% | +24K +0.6% | +0 +0.0% | +34K |
| Last 90 days | +41K +3.2% | +144K +3.6% | +0 +0.0% | +185K |
| Last 365 days | +41K +3.2% | +144K +3.6% | +0 +0.0% | +185K |
Daily follower snapshots from CreatorDB's longitudinal index.
| Brand | Type | Platform | Date | Performance vs. baseline |
|---|---|---|---|---|
| McDonald's Sponsorship | Sponsored content | YouTube | Jul 2025 | — |
| Morphe Sponsorship | Sponsored content | YouTube | Jul 2025 | — |
| Brooklinen Sponsorship | Sponsored content | YouTube | May 2025 | — |
| Marshalls Sponsorship | Sponsored content | YouTube | Nov 2024 | — |
| SoFi Fintech / Financial Services | Brand ambassador | Long-term | — |
Vivian Tu built the @yourrichbff brand after leaving a career as a Wall Street trader, channeling institutional financial knowledge into plain-language content designed to feel like advice from a financially savvy friend. She gained early traction on TikTok before expanding into a full multi-platform operation spanning Instagram, YouTube, and the Networth and Chill podcast, which releases weekly episodes covering personal finance, investing fundamentals, and wealth-building strategy. Her credibility has been reinforced by consistent recognition from Forbes — including a 30 Under 30 nod in 2023 and Top Creator listings in 2022 and 2023 — and earned media placements in the Wall Street Journal, Bloomberg, and the New York Times, all of which set her apart in a saturated personal finance space where trust is a differentiating asset.
Her audience skews toward the 25–44 age range and is predominantly male, a demographic profile that sits in interesting tension with her 'Wall St Girly' self-branding — suggesting the content itself attracts broadly beyond the identity framing. Her reach is also notably international, with substantial audiences in India, the UK, Mexico, and Indonesia, reflecting wide demand for accessible English-language financial education. Her ongoing title of Chief of Financial Empowerment at SoFi anchors her fintech credibility, but her sponsored work with brands like McDonald's, Morphe, and Brooklinen reveals that advertisers across lifestyle and CPG categories view her audience as broadly receptive — a crossover dynamic that gives her commercial reach well beyond the typical finance creator lane and positions her for continued growth as a generalist-trusted, finance-credentialed voice.
Yourrichbff reaches its audience primarily through YouTube, and is best activated via long-form YouTube integrations, Instagram Reels and Stories, TikTok branded content. Their sponsorship history skews toward Fintech / Financial Services, a clear signal of fit for brands in those categories. Demonstrated partners include McDonald's and Morphe. Engagement on YouTube runs around 5.0%, which points to an audience better suited to category-relevant, mid-funnel campaigns than to pure-reach buys. The channel's mix of long-form YouTube integrations and Instagram Reels and Stories lets a sponsor choose between short awareness placements and longer, more detailed integrations. Because the audience follows finance content rather than arriving through untargeted reach, sponsorships that match the channel's subject matter tend to convert more efficiently than broad placements. A consistent, on-topic posting focus gives sponsors a predictable, brand-safe environment, lowering placement risk compared with broad, general-interest channels. Campaigns here are best measured on qualified engagement and consideration within the niche rather than on raw impression volume. For brands in Fintech / Financial Services and related categories, Yourrichbff offers a defined, creative-fit audience rather than broad, low-intent impressions.
Benchmark estimates for a creator at Yourrichbff's tier (Mega, 8M combined followers, —). Pulled from CreatorDB's category benchmarks.
The CreatorDB Agency runs end-to-end influencer campaigns globally — shortlisting, outreach, contracting, and performance reporting. Talk to our team about building a campaign around creators in this niche.
Yourrichbff's real name is Vivian Tu. She uses the @yourrichbff handle to brand her content around the concept of having a wealthy, well-connected friend who gives you straight talk about money — something she says most people never get access to.
Yes, Vivian Tu worked as a trader on Wall Street before transitioning into content creation. That real-world trading experience is the foundation of her brand — she positions herself as someone who learned the insider rules of money and is now translating them for everyday people.
Networth and Chill is Vivian Tu's podcast focused on personal finance, investing, and wealth-building, with new episodes dropping every Wednesday on YouTube and major audio platforms. It extends her short-form social content into longer, more in-depth conversations about money topics her audience actually faces.
Vivian Tu holds the official title of Chief of Financial Empowerment at SoFi, the personal finance and investing platform. It is a named brand partnership that goes beyond a typical sponsorship, aligning her mission of financial literacy with SoFi's product ecosystem.
Yes, Vivian Tu was named to Forbes 30 Under 30 in 2023. She also appeared on Forbes' Top Creators list in both 2022 and 2023, making her one of very few finance creators to earn recognition across both the business journalism and creator economy sides of the Forbes brand.
Yes, Vivian Tu has been featured in the New York Times, Bloomberg, CNBC, and the Wall Street Journal. That level of mainstream financial media coverage is unusual for a social media creator and reinforces her credibility beyond the influencer space.
The Wall St Girly label is a deliberate rebrand of finance content — it nods to her genuine Wall Street trading background while making money talk feel approachable rather than intimidating, especially for younger women who have historically been excluded from traditional financial media. It is one of the more recognizable personal branding choices in the creator finance space.
Yes, Vivian Tu authored Rich AF: The Winning Money Mindset That Will Change Your Life, which translates her social media financial advice into a longer-form guide aimed at younger readers who want straightforward, jargon-free money guidance. The book follows the same accessible tone as her video content.
Recent brand partners on her YouTube channel include McDonald's, Morphe, Brooklinen, and Marshalls. The mix of mainstream consumer brands alongside her finance-focused content shows her crossover appeal — sponsors are clearly betting on her broad, highly engaged audience rather than a narrow finance-only demographic.
Vivian Tu is active across YouTube, TikTok, and Instagram, with millions of followers on each platform individually. Her combined reach puts her firmly in the Mega-creator tier, making her one of the most widely followed personal finance voices across all major social platforms.
Stats (followers, engagement, audience demographics, growth) are pulled live from the CreatorDB API covering YouTube, Instagram and TikTok. Bio and FAQ content is AI-assisted; news items are sourced from cited public press at generation time. Read the full methodology →
If you'd like to update, correct, or remove this profile, get in touch and we'll handle it within 5 business days. We don't publish private data — every stat shown comes from your public platform profiles.
@yourrichbff · YouTube
+0 new followers
Preparing fresh data…
This usually takes 15–25 seconds.