Last updated just now · Aug 5, 2026, 12:26 AM
Personal Finance 🏳 —

Yourrichbff

Full Creator Stats Live · Updated 2026-08-04

Vivian Tu, known online as Your Rich BFF, is a New York-based personal finance creator and former J.P.

NichePersonal Finance TierMega Engagement5.3%

Total Followers +0.4%

8M

Across YouTube, Instagram, TikTok

Primary Platform

YouTube

1.3M followers · 16% of audience

Engagement

5.3%

vs. 1.5% category median

Sponsorship Tier

Mega

Est. $48K–$113K / IG post

Recent news · 4 items

Performance Across Platforms

Updated 2026-08-04
PlatformFollowers30d GrowthEngagementPosts / wkLast upload
YouTube 1,280,000 +0 5.3% 7.2 4 days ago
Instagram 4,022,616 +32K 3.2% 8.4 today
TikTok 2,700,000 +0 7.2% 6.1 4 days ago

Growth Trend

Last 365 days
WindowYouTubeInstagramTikTokCombined
Last 7 days +0 +0.0% +19K +0.5% +0 +0.0% +19K
Last 30 days +0 +0.0% +32K +0.8% +0 +0.0% +32K
Last 90 days +41K +3.2% +151K +3.8% +0 +0.0% +192K
Last 365 days +41K +3.2% +151K +3.8% +0 +0.0% +192K

Audience Demographics

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816K1.7M2.6M3.5M4.4M Aug 6Nov 4Feb 3May 5Now
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Daily follower snapshots from CreatorDB's longitudinal index.

Recent Brand Partnerships

Last 12 months · sponsored content only
BrandTypePlatformDatePerformance vs. baseline
Sponsored content YouTube Jul 2025
Sponsored content YouTube Jul 2025
Sponsored content YouTube May 2025
Sponsored content YouTube Nov 2024
Brand ambassador Instagram Long-term
Background

About Yourrichbff

Vivian Tu, known online as Your Rich BFF, is a New York-based personal finance creator and former J.P. Morgan equities trader who built a multi-platform media brand around accessible money management. She broke through during the early pandemic era with short-form TikTok explainers — frank, jargon-free, and grounded in real Wall Street experience — quickly earning back-to-back Forbes Top Creator recognition, a Forbes 30 Under 30 nod, and press placements in The Wall Street Journal, Bloomberg, and The New York Times. Her 2023 book Rich AF and the weekly "Networth and Chill" podcast, now anchored on YouTube, extend the brand well beyond short-form content.

Tu's audience spans a notably wide age range and carries meaningful reach across India, the UK, Mexico, and Indonesia alongside the US — reflecting the global appetite for English-language personal finance guidance delivered without institutional stiffness. Her Chief of Financial Empowerment role at SoFi is the commercial anchor of the brand, while lifestyle partnerships with Brooklinen and Marshalls demonstrate the broader consumer appeal that comes with a personality-first content style. With engagement rates running well above category benchmarks across every platform, Tu holds a durable position at the intersection of finance education and creator-driven media — a profile that remains attractive to both fintech brands and mainstream consumer advertisers.

Brand fit

Why brands partner

Yourrichbff reaches its audience primarily through YouTube, and is best activated via long-form YouTube integrations, Instagram Reels and Stories, TikTok branded content. Their sponsorship history skews toward Fintech / Financial Services, a clear signal of fit for brands in those categories. Demonstrated partners include McDonald's and Morphe. Engagement on YouTube runs around 5.3%, which points to an audience better suited to category-relevant, mid-funnel campaigns than to pure-reach buys. The channel's mix of long-form YouTube integrations and Instagram Reels and Stories lets a sponsor choose between short awareness placements and longer, more detailed integrations. Because the audience follows finance content rather than arriving through untargeted reach, sponsorships that match the channel's subject matter tend to convert more efficiently than broad placements. A consistent, on-topic posting focus gives sponsors a predictable, brand-safe environment, lowering placement risk compared with broad, general-interest channels. Campaigns here are best measured on qualified engagement and consideration within the niche rather than on raw impression volume. For brands in Fintech / Financial Services and related categories, Yourrichbff offers a defined, creative-fit audience rather than broad, low-intent impressions.

Estimated Rate Card

Benchmark estimates for a creator at Yourrichbff's tier (Mega, 8M combined followers, —). Pulled from CreatorDB's category benchmarks.

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Frequently Asked Questions

What is Yourrichbff's real name?

Yourrichbff's real name is Vivian Tu. She uses the @yourrichbff handle to brand her content around the concept of having a wealthy, well-connected friend who gives you straight talk about money — something she says most people never get access to.

Did Yourrichbff actually work on Wall Street?

Yes, Vivian Tu worked as a trader on Wall Street before transitioning into content creation. That real-world trading experience is the foundation of her brand — she positions herself as someone who learned the insider rules of money and is now translating them for everyday people.

What is the Networth and Chill podcast?

Networth and Chill is Vivian Tu's podcast focused on personal finance, investing, and wealth-building, with new episodes dropping every Wednesday on YouTube and major audio platforms. It extends her short-form social content into longer, more in-depth conversations about money topics her audience actually faces.

What is Yourrichbff's role at SoFi?

Vivian Tu holds the official title of Chief of Financial Empowerment at SoFi, the personal finance and investing platform. It is a named brand partnership that goes beyond a typical sponsorship, aligning her mission of financial literacy with SoFi's product ecosystem.

Did Yourrichbff make Forbes 30 Under 30?

Yes, Vivian Tu was named to Forbes 30 Under 30 in 2023. She also appeared on Forbes' Top Creators list in both 2022 and 2023, making her one of very few finance creators to earn recognition across both the business journalism and creator economy sides of the Forbes brand.

Has Yourrichbff been featured in the New York Times or Bloomberg?

Yes, Vivian Tu has been featured in the New York Times, Bloomberg, CNBC, and the Wall Street Journal. That level of mainstream financial media coverage is unusual for a social media creator and reinforces her credibility beyond the influencer space.

Why does Yourrichbff call herself the Wall St Girly?

The Wall St Girly label is a deliberate rebrand of finance content — it nods to her genuine Wall Street trading background while making money talk feel approachable rather than intimidating, especially for younger women who have historically been excluded from traditional financial media. It is one of the more recognizable personal branding choices in the creator finance space.

Did Yourrichbff write a book?

Yes, Vivian Tu authored Rich AF: The Winning Money Mindset That Will Change Your Life, which translates her social media financial advice into a longer-form guide aimed at younger readers who want straightforward, jargon-free money guidance. The book follows the same accessible tone as her video content.

What brands has Yourrichbff done sponsored content with?

Recent brand partners on her YouTube channel include McDonald's, Morphe, Brooklinen, and Marshalls. The mix of mainstream consumer brands alongside her finance-focused content shows her crossover appeal — sponsors are clearly betting on her broad, highly engaged audience rather than a narrow finance-only demographic.

Is Yourrichbff only on YouTube or is she on TikTok and Instagram too?

Vivian Tu is active across YouTube, TikTok, and Instagram, with millions of followers on each platform individually. Her combined reach puts her firmly in the Mega-creator tier, making her one of the most widely followed personal finance voices across all major social platforms.

How this page is built

Stats (followers, engagement, audience demographics, growth) are pulled live from the CreatorDB API covering YouTube, Instagram and TikTok. Bio and FAQ content is AI-assisted; news items are sourced from cited public press at generation time. Read the full methodology →

Data refreshed Aug 5, 2026, 12:26 AM · Slug: yourrichbff

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