Last updated just now · Jul 26, 2026, 5:06 AM
Finance & Investing Russia

Stepanermakov

Full Creator Stats Live · Updated 2026-07-26

Stepan Ermakov is a Russia-based personal finance YouTuber who frames his channel around practical, experience-driven investing rather than abstract theory.

NicheFinance & Investing TierMid Engagement25.3%

Total Followers +0.0%

212K

Across YouTube

Primary Platform

YouTube

212K followers · 100% of audience

Engagement

25.3%

vs. 1.5% category median

Sponsorship Tier

Mid

Est. — / IG post

Quick facts
  • 212K combined followers across 1 platform.
  • Mid creator tier — Russia.
  • 25.3% headline engagement.
  • Active since .
  • Niche: Education.
  • Posts in English.

Performance Across Platforms

Updated 2026-07-26
PlatformFollowers30d GrowthEngagementPosts / wkLast upload
YouTube 212,000 +0 25.3% 0.2 1 months ago

Growth Trend

Last 365 days
WindowYouTubeCombined
Last 7 days +0 +0.0% +0 +0.0% +0 +0.0% +0
Last 30 days +0 +0.0% +0 +0.0% +0 +0.0% +0
Last 90 days -1950 -0.9% +0 +0.0% +0 +0.0% -1950
Last 365 days -1950 -0.9% +0 +0.0% +0 +0.0% -1950

Audience Demographics

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159K175K190K206K221K Jul 27Oct 26Jan 25Apr 26Now
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Daily follower snapshots from CreatorDB's longitudinal index.

Recent Brand Partnerships

Last 12 months · sponsored content only
BrandTypePlatformDatePerformance vs. baseline
Sponsored content YouTube Sep 2025
Sponsored content YouTube Sep 2025
Sponsored content YouTube Apr 2025
Sponsored content YouTube Mar 2025
Background

About Stepanermakov

Stepan Ermakov is a Russia-based personal finance YouTuber who frames his channel around practical, experience-driven investing rather than abstract theory. By his own account, he has spent roughly seventeen years deploying capital across a wide range of instruments — from pre-construction real estate to cryptocurrencies — and he channels that hands-on background into content under the INVEST MODA brand. His videos address the questions most pressing to Russian-speaking retail investors: where to park savings amid a high-rate environment, how to weigh OFZs against dividend stocks, what to make of US debt dynamics and the ruble's trajectory, and how newer fintech tools like FinamX hold up under scrutiny. The tone is analytical and direct, leaning on current macro events as entry points rather than evergreen tutorials.

His audience skews overwhelmingly male and spans a notably wide age band, with meaningful representation from both younger working professionals and older savers — a demographic profile that reflects the broad Russian-language appetite for concrete personal-finance guidance rather than entertainment. The geographic footprint extends meaningfully into Ukraine, Kazakhstan, and Belarus, signalling his relevance across the post-Soviet Russian-language investing community. Sponsor pairings with T-Bank and Bitget align naturally with his fintech and crypto commentary, while a Xiaomi integration suggests brands outside pure finance see value in his concentrated, high-engagement audience. With engagement running well above category norms for a mid-tier channel, Ermakov is well-positioned to deepen his authority in Russian-language retail investing as interest-rate decisions and currency volatility keep the subject politically and financially charged.

Brand fit

Why brands partner

Stepanermakov reaches an audience concentrated in Russia primarily through YouTube, and is best activated via long-form YouTube integrations. As a finance creator they map naturally to brands targeting that space. Demonstrated partners include Bitget and T-Bank. Engagement on YouTube runs around 25.3%, pointing to an audience suited to category-relevant, mid-funnel brand campaigns rather than pure-reach buys.

Estimated Rate Card

Benchmark estimates for a creator at Stepanermakov's tier (Mid, 212K combined followers, Russia). Pulled from CreatorDB's category benchmarks.

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Frequently Asked Questions

What is Stepan Ermakov's INVEST MODA project?

INVEST MODA is Stepan Ermakov's own personal finance and investing brand, built around his experience as a practicing private investor. It serves as the umbrella for his YouTube channel, Telegram, and VK community, covering everything from Russian government bonds and dividend stocks to real estate and cryptocurrency.

Is Stepanermakov sponsored by Bitget?

Yes, Bitget — the international crypto exchange — has appeared as a named sponsor on Stepanermakov's YouTube channel. He has also worked with T-Bank, Xiaomi, and the brand Кавёр, reflecting a mix of fintech, tech, and lifestyle partnerships alongside his core investing content.

Does Stepanermakov have a Telegram channel?

Yes, Stepanermakov runs a Telegram channel under the handle @MEMTAZOR, which he lists in his YouTube bio as the main contact for advertising and collaboration inquiries. He also maintains a VK community at vk.com/memtazor for Russian-speaking audiences who use those platforms.

How long has Stepan Ermakov been a private investor?

Stepan Ermakov states he has been a practicing private investor for 17 years, placing the start of his investment career in the late 2000s. Over that period he has personally invested across a wide range of assets — from pre-construction real estate to cryptocurrencies — and frames that hands-on track record as the foundation of his channel.

What does Stepanermakov say about Russian bonds vs dividend stocks in 2026?

He has published dedicated content directly comparing OFZs (Russian government bonds) against dividend-paying stocks, framing it as a practical profitability question for current market conditions. His channel also covers the broader Russian stock market outlook through 2026–2027, helping viewers decide where yields are most competitive given the prevailing rate environment.

Does Stepanermakov cover the US debt crisis and what it means for the dollar?

Yes, this is one of his recurring macro angles — he has made videos on America's tens-of-trillions-dollar debt load and whether it could lead to the dollar being quietly devalued. He pairs this with regular coverage of the ruble-dollar exchange rate and what global currency shifts mean for Russian retail investors.

What does Stepanermakov say about bank deposit freezes in Russia?

The hashtag #заморозкавкладов (deposit freezing) appears frequently across his content, showing he actively addresses viewer fears about Russian bank deposits being restricted or frozen. He typically uses this topic as a jumping-off point to compare safer or more liquid alternatives like OFZs, liquidity funds, and other instruments.

Did Stepanermakov review FinamX's AI tool for investors?

Yes, he published a dedicated video assessing FinamX's new AI investing tool, posing the direct question of whether it is genuinely useful or mostly hype. This reflects his broader content style of reviewing specific financial products and platforms with a skeptical, practitioner's eye rather than offering purely general market commentary.

What types of assets has Stepan Ermakov personally invested in?

According to his own channel bio, Stepan Ermakov has personally invested in pre-construction real estate, bonds, stocks, and cryptocurrencies across his investing career. This breadth of firsthand experience across very different asset classes is the core credibility claim behind the INVEST MODA project.

Who watches Stepanermakov's YouTube channel?

His audience is overwhelmingly male — more than four in five viewers — with a strong skew toward viewers aged 35 and above, including a notably large share of 45-plus watchers. The majority of his audience is based in Russia, with meaningful secondary audiences in Ukraine, Kazakhstan, and Belarus.

How this page is built

Stats (followers, engagement, audience demographics, growth) are pulled live from the CreatorDB API covering YouTube, Instagram and TikTok. Bio and FAQ content is AI-assisted; news items are sourced from cited public press at generation time. Read the full methodology →

Data refreshed Jul 26, 2026, 5:06 AM · Slug: stepanermakov

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