Data refreshed Sep 22, 2026 · 12:08 PM UTC
Personal Finance & Growth Canada

Money-Xyz

Full Creator Stats Live · Updated 2026-09-22

Money-Xyz is a creator with a presence on YouTube (476,000 followers), based in Canada. Their content sits in the personal finance & growth space.

NichePersonal Finance & Growth TierMid Engagement2.9%

Total Followers +0.0%

476K

Across YouTube

Primary Platform

YouTube

476K followers · 100% of audience

Engagement

2.9%

vs. 1.5% category median

Sponsorship Tier

Mid

Quick facts
  • 476K combined followers across 1 platform.
  • Mid creator tier — Canada.
  • 2.9% headline engagement.
  • Niche: People Blogs.
  • Posts in English.

Performance Across Platforms

Updated 2026-09-22
PlatformFollowers30d GrowthEngagementPosts / wkLast upload
YouTube 476,000 +0 2.9% 0.2 23 days ago

Growth Trend

Last 365 days
WindowYouTubeCombined
Last 7 days +0 +0.0% +0 +0.0% +0 +0.0% +0
Last 30 days +0 +0.0% +0 +0.0% +0 +0.0% +0
Last 90 days +4K +0.9% +0 +0.0% +0 +0.0% +4K
Last 365 days +4K +0.9% +0 +0.0% +0 +0.0% +4K

Audience Demographics

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455K461K467K472K478K Sep 23Dec 23Mar 24Jun 23Now
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Daily follower snapshots from CreatorDB's longitudinal index.

Recent Brand Partnerships

Last 12 months · sponsored content only
BrandTypePlatformDatePerformance vs. baseline
Sponsored content YouTube May 2026 —
Sponsored content YouTube Mar 2025 —
Background

About Money-Xyz

Money-Xyz is a creator with a presence on YouTube (476,000 followers), based in Canada. Their content sits in the personal finance & growth space. Their YouTube bio reads: "一口新飯(MoneyXYZ): 通往财务自由和个人成长的指南 欢迎来到MoneyXYZ!这里是你的个人成长和财务自由指南。在这个频道,我不仅分享关于理财和投资的实用技巧,更为你揭示如何通过不断自我提升,真正实现财务自由。 如何联系我--欢迎加入我的会员网站: https://onenewbite.com/ 下面的Email地址仅用作商务洽谈和创作合作 **請注意,在本頻道的商業合作的最低廣告預算支出為*至少*$5000 USD/影片。 如果您認可,請通過以下Email進行聯繫". The full audience and engagement breakdown is below.

Brand fit

Why brands partner

Money-Xyz is a natural fit for fintech, investment platforms, and personal-development brands targeting Chinese-speaking audiences across East Asia and the global diaspora. The channel delivers long-form Mandarin and Traditional-Chinese content on index investing, financial independence, debt management, and productivity philosophy, positioning it alongside stock brokerages, robo-advisors, wealth-management apps, and premium productivity or language-learning tools. The audience skews heavily male and tilts toward older working-age and pre-retirement segments, indicating viewers with established careers and meaningful investable assets — a demographic that converts well for higher-ticket financial products. Geographic concentration in Taiwan, with secondary clusters in the United States and Hong Kong, gives sponsors access to a linguistically unified Chinese-speaking market across multiple countries in a single media buy. Engagement runs nearly double the category median, signaling active, trust-based viewer relationships rather than passive consumption. Upload cadence is moderate, which tends to keep per-video attention and completion rates elevated. Demonstrated brand deals with Interactive Brokers Group and Milanote confirm the channel already attracts brokerage-grade financial sponsors and productivity-software advertisers — the two most logical verticals for future partnerships.

Estimated Rate Card

Benchmark estimates for a creator at Money-Xyz's tier (Mid, 476K combined followers, Canada). Pulled from CreatorDB's category benchmarks.

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Frequently Asked Questions

What does '一口新飯' mean and why does MoneyXYZ use that name?

一口新飯 translates roughly to 'one new bite,' reflecting the idea of taking small, consistent steps toward financial freedom and personal growth. The name anchors his entire brand — his paid membership community is also built around this identity at onenewbite.com.

Did MoneyXYZ really pay off his mortgage?

Yes — MoneyXYZ shared a video marking the exact day he finished paying off his mortgage, framing it as the start of a '0 debt life.' The milestone was a direct, personal demonstration of the financial independence principles he teaches on the channel.

What did MoneyXYZ decide to stop doing at his 40th birthday?

Around his 40th birthday, MoneyXYZ released a video explaining why he was choosing to stop 'trying hard' in the conventional sense. It was a candid rethink of hustle culture and what effort actually means after reaching major personal finance milestones, and it resonated widely with his audience.

Why does MoneyXYZ hold cash instead of continuously investing?

MoneyXYZ has a video laying out his personal reasoning for sitting on cash rather than automatically reinvesting everything, even in a volatile market. He frames the decision around the concept of 'two types of wealth games' in life, arguing that your strategy should match which game you're actually playing.

Who is Nick Maggiulli and what did MoneyXYZ interview him about?

Nick Maggiulli is the author of Just Keep Buying, a widely read personal finance book that advocates for consistent, automatic investing. MoneyXYZ interviewed him specifically to stress-test whether that strategy still holds up during a volatile stock market — putting the book's core premise into direct conversation.

Does MoneyXYZ believe in index investing?

Index investing is a recurring theme on the channel, where MoneyXYZ uses it as a foundational pillar of long-term wealth building. That said, his content goes beyond simple endorsements — he also explores when holding cash might make more sense than blindly following a buy-and-hold index strategy.

What is onenewbite.com?

Onenewbite.com is MoneyXYZ's paid membership website, where subscribers can access content and community beyond what's available publicly on YouTube. His listed email is reserved strictly for business and sponsorship inquiries, so the membership site is the main way his audience can engage with him more directly.

Is MoneyXYZ sponsored by Interactive Brokers?

Yes, Interactive Brokers Group has been a confirmed sponsor on MoneyXYZ's YouTube channel. Given his focus on investing and financial independence for a Chinese-speaking audience, a major global brokerage is a natural brand fit for his content.

Does MoneyXYZ think time management is a scam?

After a decade working as a freelancer, MoneyXYZ published a video arguing that conventional time management advice is fundamentally misleading. This contrarian take is characteristic of his content style, which regularly challenges mainstream productivity and personal finance assumptions rather than simply repeating popular wisdom.

Where is MoneyXYZ based and who actually watches his channel?

MoneyXYZ is based in Canada, but the large majority of his viewers are in Taiwan, with additional audiences in the United States and Hong Kong. His channel is produced in Chinese, making him one of the more prominent Canada-based creators serving a predominantly Taiwanese personal finance community.

How this page is built

Stats (followers, engagement, audience demographics, growth) are pulled live from the CreatorDB API covering YouTube, Instagram and TikTok. Bio and FAQ content is AI-assisted; news items are sourced from cited public press at generation time. Read the full methodology →

Data refreshed Sep 22, 2026, 12:08 PM UTC · Slug: money-xyz

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